Terms of service

Welcome to Jennifer Planner Studio. By using our website or purchasing our products, you agree to these Terms of Service.

1. Products
We sell digital products including journals, planners, eBooks, and other downloadable products. We may also sell physical products through third-party production partners.

2. Digital Products
Digital products are delivered electronically after successful payment. You are responsible for providing a correct email address and keeping your downloaded files secure.

3. Personal Use
Purchased digital products are for your personal use only. You may not copy, resell,  redistribute, share, or reproduce our digital products for commercial purposes without written permission.

4. Payments
All prices are displayed on the product or checkout page. Orders are processed after successful payment.

5. Refunds
Digital products are generally non-refundable after download or access, except where required by applicable law. If you have a problem accessing your purchase, please contact us for assistance.

6. Physical Products
Physical products may be produced and shipped by third-party fulfillment partners. Delivery times may vary depending on the product and destination.

7. Intellectual Property
All content, designs, text, images, and digital products on this website belong to Jennifer Digital Studio or its licensors and may not be used without permission.

8. Changes to These Terms
We may update these Terms of Service from time to time. The updated version will be posted on this page.

9. Contact
If you have questions about these Terms or your order, please contact us through our Contact page.
By using this website or purchasing from Jennifer Digital Studio, you agree to these Terms of Service.

Important: This is a practical starter template, not legal advice. Before launching commercially, you should review it against Nigerian consumer/e-commerce requirements and your actual refund/payment practices.